Your probably looking for a simple formula to determine how much your auto insurance is going to cost you. The truth of the matter is every policy is different and the cost will be as well.  It is important to know what you want and compare auto insurance quotes.  The following are some factors that will affect the cost of your auto insurance cost.

• Your age: If you’re under the age of 25, expect a higher rate. This group of people is considered high risk.
• Your credit rating: This is an indication to some companies of your trustworthiness.
• Where you live: This is important because insurance companies base their rates on how congested a particular area is and the chances of car theft. If you live in a rural area, expect to pay less than those who live in the city.
• Whether you’re married:  Insurance companies considered married people to have more stability in their lives and as a result a married person will have lower rates then a single person, regardless if they live in the same neighborhood with identical driving records.
• Driving violations: The number of accidents and tickets has a direct affect on your car insurance rates. For the most part, it is assumed by insurance companies that if you have already had problems in the past then there is a higher chance that you will more in the future.

Consider your history and shop around for the best auto insurance quotes available. For more information on car insurance click here.